About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you. Job Description Associate Counsel Company Description Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters — to you, to your community, and to the world. Progress starts with you. Job Description Visa is seeking a proactive product and commercial lawyer to join as Associate Counsel supporting Visa’s Global Commercial & Money Movement Solutions organization. The role is responsible for supporting Commercial & Money Movement Solutions (CMS) products and services, including Visa Direct, Visa Commercial Solutions, and Visa’s related stablecoin and digital asset-enabled initiatives.  The CMS Legal Team works at the cutting edge of new payment technologies, innovation, and the fintech industry, which brings unique and novel challenges and opportunities every day.  This role will work closely with a team of CMS product counsels, other experienced Visa lawyers and compliance professionals, and regularly engage directly with product and other business clients. Applicants must be skilled at managing multiple priorities in a fast-paced and challenging, but highly rewarding, environment, have good judgment and strong analytical, organizational, client counseling, and negotiation skills, be self-motivated, be an optimistic, curious, and collaborative team player, and have a good sense of humor. The role is based in San Francisco, CA or Atlanta, GA Visa Is Looking For Someone Who Will * Work closely with business teams to understand and achieve key business objectives and help them develop compelling product and service offerings * Provide sophisticated and creative counseling and advice to business teams regarding product development, deployment, and associated commercial, regulatory, IP, privacy, and contracting considerations, including for stablecoin and digital asset-related products * Lead review of product related marketing materials, public relations and corporate communications * Manage regulatory support and evaluation of how shifts in regulatory landscapes, including digital asset and stablecoin regulations, may impact Visa and its partners * Work closely with Visa’s regional legal and business teams globally, and assist these teams in resolving regional and local issues, including achieving consistency on approaches and issues by Visa worldwide * Provide expert advice on regulatory, data protection, and other issues, and liaise with internal specialist members of the Legal & Compliance Department and/or external counsel * Build a thorough understanding of the payments industry, digital asset ecosystem, and Visa’s products and services while seamlessly incorporating them into strategic decisions and advice * Provide training to business teams on key legal issues, processes and policies * Where required, coordinate and supervise outside counsel for timeliness, cost-effectiveness, and excellence of service and work product   This is a hybrid position. Expectation of days in office will be confirmed by your Hiring Manager. Qualifications Basic Qualifications * 2 or more years of post-JD work experience (or international equivalent) * Valid license to practice in the state where the job is located or the ability to become state registered in-house counsel in good standing Preferred Qualifications * 3 or more years of relevant post-JD work experience (or international equivalent) * Combination of in-house and law firm experience preferred * Strong academic credentials, including a J.D. degree (or international equivalent) * Prior experience in at least one of the following areas: payments, financial services, technology, fintech, or digital assets industries * Financial regulatory experience preferred * Familiarity with stablecoins, blockchain-based payment systems, or emerging payment technologies a plus * Demonstrated ability to drive execution in a team environment, integrating legal advice and business knowledge while providing balanced advice regarding risks and benefits * Must be able to work independently and collaboratively as needed, and engage directly with business clients at all levels * Must be a practical and creative problem-solver with strong business acumen and work ethic * Must be able to manage and drive the legal and regulatory aspects of complex business initiatives, both in the U.S. and internationally * Transactional background (corporate, commercial arrangements) with significant experience drafting and negotiating a wide array of commercial agreements * Knowledge of privacy and competition laws * Developed business acumen, with ability to understand the company's business interests and anticipate the nature and magnitude of issues that could arise in various settings * Must be able to multitask and manage a significant workload and a number of clients with minimal supervision Additional information Work Hours: Varies upon the needs of the department. Travel Requirements: This position requires travel 5-10% of the time. Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.     Information for US Applicants For roles located in the US, the estimated salary range for this position is $152,900 to $237,000 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Hours Varies upon the needs of the department. Travel Requirements This position requires travel 5-10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law, including the requirements of Article 49 of the San Francisco Police Code.