About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you. Job Description Role Summary: Software Development Engineers are expert problem-solvers and builders who design, implement, and improve software applications and systems. In this role, engineers spend approximately 60–75% of their time coding, working hands-on with code, data, and modern tools (including AI-assisted development, cloud services, and automation frameworks) to deliver secure, scalable, and high-quality technology solutions that drive business outcomes in the fintech sector. They collaborate with cross-functional teams – product managers, designers, data scientists, QA, operations, and compliance – to translate business requirements into robust technical solutions, all while adhering to best practices, security standards, and regulatory requirements. All roles require digital fluency, including the ability to work with emerging technologies such as Generative AI tools (e.g. ChatGPT, Microsoft Copilot) to support everyday work. Key Responsibilities: * Collaborate with stakeholders to determine requirements for product components and incorporate feedback into future designs or solutions. * Translate functional requirements into system designs and communicate component interactions, ensuring alignment with business needs and timelines. * Design and develop product components, refine code plans, and lead design reviews to ensure completeness and adherence to requirements. * Contribute to project estimation, considering delivery costs and escalating issues that may cause delays. * Lead by example in creating, implementing, and maintaining extensible, reusable code, and drive code quality through metrics and best practices. * Apply debugging tools to resolve moderately complex issues and identify opportunities for automation across products. * Lead code reviews, ensuring adherence to coding standards and providing feedback to team members. * Create complex test plans, identify test gaps, and proactively address defects to minimize customer impact. * Leverage data analysis and monitoring standards to identify patterns and defects in all environments. * Respond to incidents during on-call rotations, troubleshoot complex issues, and assist in incident response and resolution. * Build, enhance, and identify new developer tools to support programs and applications. * Proactively seek new knowledge and adapt to trends and technical solutions to improve product performance and recommend resources to other engineers. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Qualifications Basic Qualifications: * 5+ years of relevant work experience with a bachelor’s degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience. Preferred Qualifications: * Demonstrated ability to drive adoption of GenAI and AI-assisted engineering practices to improve solution design, development, testing, troubleshooting, and operational efficiency. * Experience promoting secure, responsible, and compliant use of GenAI technologies while maintaining code quality, data protection, intellectual property, and compliance standards. * Demonstrated ownership across the full software development lifecycle, including development, quality engineering, automation, deployment, production validation, and production support. * Strong understanding of software quality practices including shift-left testing, automated testing, performance testing, defect management, and root cause analysis. * Ability to lead collaboration across Development, QA, DevOps, Product, Architecture, and Production Support teams. * Demonstrated ownership of both product delivery and product quality. * Experience mentoring engineers in development, testing, automation, troubleshooting, and modern engineering practices. * Ability to influence engineering standards, improve processes, and drive continuous improvement initiatives. Information for US Applicants For roles located in the US, the estimated salary range for this position is $133,300.00 to $ 213,400.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Hours Varies upon the needs of the department. Travel Requirements This position requires travel 5-10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.