About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you. Job Description Visa’s Technology Organization is a community of problem solvers and innovators reshaping the future of commerce.   We operate the world’s most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people.   While working with us, you’ll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms.       Opportunity:  We are looking for dedicated, curious, and energetic Software Engineers who embrace solving complex challenges at scale.  As a Visa Software Engineer, you will be an integral part of a multi-functional development team inventing, developing, and operating software products and services that help Visa manage a broad portfolio of critical risk programs efficiently at scale. Your work will accelerate Visa business into new markets and sectors and empower and enable multiple product and business groups across Visa to deliver innovations faster.    Key Responsibilities:  * Partner with product owners and tech leads to gather and refine requirements to create roadmap, execute and adapt the roadmap in the fast-paced environment. * Contribute to Visa’s enterprise-wide risk platform that empowers employes to drive organizational and product improvements through collaborative idea sharing and working on the entire lifecycle from ideation to delivery. * Participate in design and architecture creation, project planning, and reviews of design, code, and user experience. * Have end-2-end ownership of features across design, coding, test automation, observability, reliability, performance, deployment, and operations while following standards and best practices. * Respond to incidents during on-call rotations, troubleshoot complex issues, and assist in incident response and resolution. * Continuously learn and bring new ideas to improve product availability, reliability, efficiency, observability, and performance. * Use and integrate GenAI and agents in day-to-day activities across SDLC and devOps to improve ideation to production delivery cycle time and quality. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Qualifications Basic Qualifications: * 2+ years of relevant work experience and a Bachelors degree, OR 5+ years of relevant work experience. * Experience in developing web-based applications. * Experience in one or more of the high-level programming languages (e.g., Java, Python, C#, Golang). * Experience with SQL and NoSQL databases (e.g., MySQL, Cassandra, MongoDB). * Experience with using GenAI, copilots, and agentic software for improving agility, quality, and security in SDLC Preferred Qualifications: * Ability to provide technical leadership to other engineers to successful technical outcomes, ensuring sound engineering decisions that balance business needs along with engineering and operational excellence  * Strong product mindset and customer focus to contribute meaningfully to planning and collaborate with PMs and team leads to shape team vision. * Proven experience architecting, building, deploying, and operating large scale, highly available, fault-tolerant, and elastic microservices in cloud-native environments. * Proficiency in REST/GraphQL/gRPC API design, event-driven architectures, and message queues * Experience in working with container-based technologies, and building enterprise-scale web services * Experience in building AI-powered product capabilities is a plus Information for US Applicants For roles located in the US, the estimated salary range for this position is $131,900.00 to $ 204,000.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Hours Varies upon the needs of the department. Travel Requirements This position requires travel 5-10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.