Visa Consulting and Analytics (VCA) is hiring a Senior Manager in Bengaluru to lead card portfolio optimization consulting within its VCA-X global delivery unit. The role focuses on developing strategies to improve credit and debit card acquisition, activation, engagement, and spend, while building reusable playbooks and frameworks for customer lifecycle management and campaign optimization across multiple markets.
Scaling existing workAI / ML“Build the playbooks, benchmarks, and frameworks that become the reference standard for portfolio optimization across every market — not a one-off deliverable, but the thing other markets build on.”
Product areasCard Portfolio Optimization · Customer Lifecycle Management · Campaign Management · Payments Consulting
GoalsImprove card acquisition, activation, usage, and spend per active user · Reduce attrition and credit losses · Increase ROI and cross-/up-sell · Create scalable, consistent delivery standards for portfolio optimization across regions
MarketsGlobal (with specific location in Bengaluru, India) · Issuer, Acquirer, Merchant, Fintech, Payment Enabler, and Government segments
TechData Analytics · A/B and Multivariate Testing · Propensity and Uplift Modeling · Customer Lifetime Value (CLV) Modeling · GenAI · Agentic Workflows · Prompt-based Systems