Paytm

paytm.com · 170 open roles in the last 6 months · hiring in 5 countries

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Paytm is strengthening merchant and consumer lending, scaling payment and ad products, and building international payments capabilities alongside its Paytm Money and enterprise AI businesses.

Inferred from 189 job postings from the last year, with recent ones weighted more · updated 22 Oct 2026. Not a statement by the company.

What changed recently

The newest hiring is concentrated in lending distribution and collections, with roles spanning merchant and personal-loan sales, credit-funnel management, and recovery operations. Recent roles also add merchant-credit growth and risk controls, while the three-month picture includes continued hiring across Paytm Money, UPI, Paytm Ads, and international payments.

Scalinghigh confidence

Expand lending distribution while tightening credit quality and collections

1m 93m 296m 361y 46

Paytm is growing merchant and personal lending through field distribution, lender partnerships, EMI schemes, and better in-app conversion, while credit-risk roles focus on underwriting policy, decision engines, and portfolio health. Collections hiring spans regional teams and central strategy, analytics, forecasting, and AI-led workflow changes aimed at improving recoveries and reducing delinquencies and roll-forwards.

Recent roles cover lending sales, lender relationships, EMI scheme ownership, and the funnel from lead through disbursal.
Merchant-credit growth work includes eligibility, repeat borrowing, unsecured loans, BNPL, and QR-linked credit.
Collections roles pair city-level field and agency management with central analytics, forecasting, and AI-led workflow transformation.

Scalinghigh confidence

Monetize Paytm’s transaction-based audience through advertising

1m 03m 126m 121y 12

Paytm Ads combines advertiser account growth and campaign optimization with product work on programmatic infrastructure, including OpenRTB, auctions, partner integrations, and publisher yield. Postings describe transaction-derived audience cohorts and reach across 300M+ users, with demand from FMCG, consumer-internet, and gaming advertisers.

Roles span ad-product infrastructure, campaign performance, and advertiser relationships.
Campaign teams work on CTR, conversion, CPA, and ROAS, while partnerships add publisher and ad-tech inventory.

KAM - Manager - Paytm AdsManager
Partnerships Manager- Paytm AdsManager
KAM - Manager/ Senior Manager - Paytm AdsManager
KAM - Manager - Paytm AdsManager
KAM -Manager - Paytm Ads

New bethigh confidence

Build Paytm Europe and expand international merchant payments

1m 23m 56m 91y 9

Paytm is establishing regulated payments operations in Luxembourg, including finance, safeguarding reconciliations, AML/KYC, sanctions screening, and readiness for CSSF supervision. Separate product and program roles cover international merchant journeys such as card acceptance, settlement, payouts, and reconciliation, with launch work also naming Indonesia and plans for Germany and the Netherlands.

Luxembourg roles cover core finance, controls, financial crime, and regulatory reporting for a CSSF-authorised payment institution.
International payments work includes merchant onboarding, card acceptance, settlement, and launch program management.
Postings identify Indonesia and European markets as expansion locations.

Scalinghigh confidence

Improve UPI payment success and user engagement

1m 03m 66m 71y 7

Product and analytics roles focus on UPI journey performance: increasing payment success, reducing funnel drop-offs, and encouraging more frequent use and top-of-wallet behavior. The work includes experimentation and cohort analysis for high-volume events, as well as capabilities such as mandates and AutoPay.

Roles are assigned to UPI funnels, experimentation, analytics, and reliability.
Postings cite hundreds of millions of monthly UPI transactions and seasonal volume spikes.

Sustaininghigh confidenceNo roles in 3 months

Take Pi inference and agentic AI into enterprise workflows

1m 03m 06m 71y 7

Paytm Labs and commercial roles describe Pi as an inference platform and agent runtime, with agents intended for workflows in payments, risk, fraud, collections, support, and developer use cases. Technical work includes orchestration, tools, and SDKs; enterprise roles focus on moving customers from pilots to production and building sales and channel motions across India and the GCC/Middle East.

A Senior AI Engineer role targets production agentic systems, runtime orchestration, tools, and SDKs.
Solution, sales, and partnerships roles cover enterprise deployment and channels including WhatsApp, SMS, and RCS.
The signal is concentrated in the six-month and one-year windows, with no roles in the latest three months.

Account Executive/ Director - AI Agentic Enterprise SalesDirector
Director - Solutions Sales (Dubai)Director

Scalingmedium confidence

Grow Paytm Money’s investment, trading, and savings businesses

1m 03m 76m 91y 9

Paytm Money roles assign business ownership to Futures & Options and Mutual Funds/NFOs, covering product roadmaps, trader engagement, investor acquisition, revenue, and assets under management. Supporting work spans Digital Gold & Silver analytics, CRM campaigns, treasury, market risk, and finance controls.

Director-level roles own the F&O and Mutual Funds/NFO businesses and their product direction.
The mutual-fund roadmap names equity, debt, hybrid, index, ETF, international, and thematic funds.
Digital Gold & Silver analytics and campaign roles focus on acquisition, retention, and repeat transactions.

Where they are expanding

Luxembourg — Roles establish finance, regulatory, financial-crime, and payments operations for Paytm Europe, with postings describing future expansion into Germany and the Netherlands.
Indonesia — International payments program roles name Indonesia as a launch market, with operational work including cross-border logistics and Soundbox refurbishment.

Questions to ask in a coffee chat

How do the merchant-lending teams coordinate field distribution, in-app conversion, and credit-risk decisions?
What is changing in collections workflows as the team adds AI-led transformation and more analytics?
How are the Paytm Ads product and campaign teams dividing work between OpenRTB infrastructure and managed advertiser campaigns?
How does the Luxembourg team coordinate regulatory readiness with the product and commercial teams launching international payments?
For Paytm Money, how do the F&O and mutual-fund teams share platform and campaign resources?
What has the Pi team learned from moving agentic AI use cases from pilots toward production workflows?

What this can't tell you

Job postings indicate where teams and capabilities are being staffed, but do not establish how much of the work is new product development versus ongoing operations or replacement hiring.
The postings do not show the relative business scale or performance of Paytm’s lending, payments, advertising, investment, and AI initiatives.